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Checking Accounts

Our checking accounts are your convenient, money-saving alternative to traditional high-fee checking accounts at other financial institutions. You get more checking benefits, plus flexibility and outstanding savings you want to conveniently manage your money. All four Envista checking accounts automatically come with these standard benefits:

  • FREE 24 hour account access:
    • Touch Tone Teller (785)228-2081
    • e-Teller Online Banking - Sign Up Here!
  • FREE Online Bill Pay
  • FREE Mobile & Text Banking
  • FREE Visa Check Card
  • FREE e-Statements
  • FREE Check View on e-Teller
  • FREE Notary Services
  • FREE Transactions at 5,000+ Locations
  • Over 100 Surcharge Free ATMs
  • Overdraft Privilege or Overdraft Protection is available to qualified account holders and fees may apply

VIP Checking

VIP Checking rewards members for utilizing multiple services or maintaining higher balances. This account combines the convenience of a traditional checking account with high dividends and VIP benefits when you have direct deposit and meet the requirements below:

A $5,000 minimum checking balance OR a combined minimum balance of $25,000 in deposits and/or consumer loans within the same account (excluding 1st mortgage, certificates, and IRAs)

VIP Benefits:

  • ATM Refunds (up to $25/month)
  • Tiered Interest Rates Comparable to Money Market Rates
  • Discount Rate on Consumer Loans of .25% APR
  • $100 Discount off 1st Mortgage Application Fee
  • FREE Unlimited Check Writing
  • FREE Money Orders
  • FREE Cashier's Checks
  • FREE Automatic Transfers from Savings
  • FREE Specialty Checks
  • FREE Gift Cards
  • 50% Discount on Safe Deposit Boxes
  • Includes All Standard Benefits 

VIRTUAL Checking

This account is perfect for students, the tech-savvy, or the busy member who enjoys doing much of their business electronically. With VIRTUAL Checking, you are free to roam. It's fee-free online and mobile checking that works around your schedule and goes where you go.

  • $10 Charity Donation on Your Behalf from Envista
  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • Includes All Standard Benefits

Receive ATM Refunds (up to $15/month) with these requirements:

  • FREE e-Statements
  • FREE Online Banking
  • FREE Visa Check Card (15 transactions/month)
  • Direct Deposit

VANTAGE Checking

VANTAGE Checking is a FREE checking account that earns interest for members 55 and older and is full of money-saving benefits. Join now to take advantage of all the special services and extra values VANTAGE Checking has to offer!

  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • Interest Bearing Tiered Checking
  • FREE Unlimited Check Writing
  • FREE Money Orders
  • 50% Discount on Safe Deposit Boxes
  • 50% Discount on Check Orders
  • Earn an Additional .25% APY on Certificates with a Combined Minimum Balance of $25,000 in Deposits (excluding certificates and IRAs)
  • Includes All Standard Benefits

VALUE Checking

This FREE account is designed for the member who desires a simple account with no complicated features. With VALUE Checking you get flexibility and outstanding savings to conveniently manage your money.

  • No Monthly Service Charge
  • No Minimum Balance Requirements
  • FREE Unlimited Check Writing
  • Includes All Standard Benefits