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Loan Rates

 

Unlike most banks, Envista NEVER charges an application or origination fee on consumer loans. This can be a savings of over $200! Plus, we offer low cost loan protection products to cover expenses for unexpected events.

Consumer Loans
Description Term APR* Payment/$1000
New Vehicle, Boat, RV, Motorcycle
New 36 Months 2.79% $28.99
New 48 Months 2.79% $22.04
New 60 Months 2.79% $17.88
New 72 Months 2.79% $15.10
2010 to 2014 Used 60 Months 2.79% $17.88
2009 48 Months 2.79% $22.04
2008 48 Months 2.79% $22.04
2007 36 Months 2.79% $28.99
2006 or Older Vehicle 36 Months 2.79% $28.99
RV's and Boats
  84 months 6.24% $14.72
  120 months 6.39% $11.30
  144 months 6.64% $10.09
  180 months 6.74% $8.84
Other
New Lawn Care Equipment 36 months 3.79% $29.43
Golf Carts 36 months 3.79% $29.43
New Personal Watercraft and ATV's 36 months 4.79% $29.88
Mortgage Loans
Description Term APR* Payment/$100,000
15 Year First Mortgage 15 years 3.250% $702.67
20 Year First Mortgage 20 years 3.875% $599.41
30 Year First Mortgage 30 years 4.125%

$484.65

Unimproved Land 5 years 11.50% $2,199.26 
Construction Loans Term Note  5.00% $100,000
Re-Fi Accelerator Mortgage Loans
Description Term APR* Payment/$100,000
No closing costs & low rates help you save money to pay off your home sooner!
5 Year First Mortgage 5 years 3.650% Call
10 Year First Mortgage 10 years 3.950% Call
Home Equity Loans
Description Term  APR* Payment/$10,000
Fixed Rate Home Equity Loans
  5 years 5.25% $189.86
  10 years 6.49% $113.50
  15 years 7.25% $91.29
Variable Rate Home Equity Loans
  5 years 3.25% $180.81
  15 years 4.25% $75.24

*Disclaimers

  • Annual Percentage Rates (APR).
  • All rates are subject to credit approval, and are subject to change without notice.
  • Rates apply to new Envista loans and refinances from other financial institutions.
  • All rates listed are best qualifying rates and assume automatic payment.
  • Your rate will be determined by your credit background, specific loan terms, collateral, and payment method.
  • Higher rates may apply for no equity loans.