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Loans

You Deserve It!

Envista Credit Union is here to help you meet your needs and manage your money with confidence. Since credit union dividends are returned to our members in the form of added services and lower loan rates, Envista offers some of the lowest rates around on a variety of loans. Plus, we offer low cost loan protection products to cover expenses for unexpected events.

New and Used Vehicle Loans

Up to 100% financing, affordable rates, and flexible terms make Envista your best choice for financing a new or used vehicle. Come to Envista and be pre-approved for a loan, giving you that cash-in-hand negotiating advantage. Then shop around to find a car, van, truck, or sport vehicle at a price that's right for you.

Auto Mortgage Loans

With an Envista auto mortgage, the interest you pay on your car loan could be tax deductible. Check with a qualified tax advisor to confirm your eligibility.

Auto Research

Looking for a new or used vehicle and not sure where to start? Let Envista Credit Union & CUDL AutoSMART help you find the right car and auto loan for you. With CUDL AutoSMART you can research, compare & buy your next vehicle online with a few easy clicks. Begin your auto research today.

Bill Consolidation Loans

Combine your high-interest bills into one easy-to-handle, low interest loan. There are a variety of loan options designed to give you the leverage you need to get credit payments under control, improve your credit rating, and reduce your monthly payments. Contact a loan officer to determine the loan that is right for you.

Share Secured Loans

If you're looking for an even lower interest rate, our Share Secured Loan could be the best choice. With a Share Secured Loan, the money in your Share Account secures your loan, giving you a better rate.

Refinance High Interest Loans

If you're stuck with a high-interest loan from another financial institution, you may be able to refinance that loan at our lower rate. We have a variety of low-interest refinancing options that could help you save money and lower your monthly payment instantly!

Mortgage Loans

Your home means a lot to you and your family. When it comes to a home mortgage, make sure that your financing is in reliable hands. Our mortgage loans are serviced right here at our credit union.  If a question or problem arises, you won't get a long-distance run around, but a concerned professional, whose only job is to help you!

Here are some examples of our mortgage services:  

  • 1st Mortgage Loans
  • Home Equity Loans
  • Construction Loans
  • Land Loans

Envista has 15, 20 or 30 year mortgages and refinancing loans. Our full-service mortgage department offers competitive rates and terms on both purchases and refinancing. Low or no down payment programs are available. Contact the real estate department for your free pre-approval today or click here to apply online.

Home Equity Loans

Envista Credit Union offers a fixed rate Home Equity Loan and a variable rate Homeline Plus, Home Equity Line of Credit (HELOC). This variable rate is based on the Wall Street Prime rate. Home Equity Loans can be used for a variety of purposes including:

  • Home Improvement
  • Vacation
  • Debt Consolidation
  • Medical or Dental Expenses
  • Education Expenses
  • And More!