Loan Rates

Unlike most banks, Envista NEVER charges an application or origination fee on consumer loans. This can be a savings of over $200! Plus, we offer low cost loan protection products to cover expenses for unexpected events.

Consumer Loans
Description Term APR* Payment/$1000
New & Used Vehicles & Motorcycles
New 36 Months 3.04% $29.10
New 48 Months 3.04% $22.15
New 60 Months 3.04% $17.99
New 72 Months 3.04% $15.21
2012 to 2016 Used 60 Months 3.04% $17.99
2011 48 Months 3.04% $22.15
2010 48 Months 3.04% $22.15
2009 36 Months 3.04% $29.10
2008 or Older Vehicle 36 Months 3.04% $29.10
RV's and Boats
  up to 84 months 6.74% $14.97
  120 months 6.89% $11.55
  144 months 7.14% $10.36
  180 months 7.24% $9.12
Other
New Lawn Care Equipment 36 months 4.04% $29.54
Golf Carts 36 months 4.04% $29.54
New Personal Watercraft and ATV's 36 months 5.04% $29.99
Mortgage Loans
Description Term APR* Payment/$120,000
       
15 Year First Mortgage 15 years 3.250% $843.20
20 Year First Mortgage 20 years 3.750% $711.47
30 Year First Mortgage 30 years 4.125% $581.58
Unimproved Land 5 years 11.50% $2,639.11
Construction Loans Term Note  5.00% Call
Re-Fi Accelerator Mortgage Loans
Description Term APR* Call
No closing costs & low rates help you save money to pay off your home sooner!
5 Year First Mortgage 5 years 3.650% Call
10 Year First Mortgage 10 years 3.950% Call
Home Equity Loans
Description Term  APR* Payment/$10,000
Fixed Rate Home Equity Loans
  5 years 5.25% $189.86
  10 years 6.49% $113.50
  15 years 7.25% $91.29
Variable Rate Home Equity Loans
Annual Percentage Rate (APR) is variable and equal to the Wall Street Journal Prime Rate which may change quarterly. The rate is subject to credit approval and to change without notice and the maximum APR that can apply is 18%.
  5 years 3.75% $183.04
  15 years 4.75% $77.78

 *Disclaimers

  • Annual Percentage Rates (APR).
  • All rates are subject to credit approval, and are subject to change without notice.
  • Rates apply to new Envista loans and refinances from other financial institutions.
  • All rates listed are best qualifying rates and assume automatic payment.
  • Your rate will be determined by your credit background, specific loan terms, collateral, and payment method.
  • Higher rates may apply for no equity loans.