Mortgage Loans

Your home means a lot to you and your family. When it comes to a home mortgage, make sure that your financing is in reliable hands. Our mortgage loans are serviced right here at our credit union.  If a question or problem arises, you won't get a long-distance run around, but a concerned professional, whose only job is to help you! In addition to local service, Envista offers local decisioning, local loans, and local commitment to make the mortgage process easy for you.

Here are some examples of our mortgage services: 

  • 1st Mortgage Loans
  • Home Equity Loans
  • Construction Loans
  • Land Loans

Envista has 15, 20 or 30 year mortgages and refinancing loans. Our full-service mortgage department offers competitive rates and terms on both purchases and refinancing. Flexible down payment options are available and you have the option of escrowing home owners insurance and taxes into your monthly payment. Contact the real estate department for your pre-approval today.

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Refinance Accelerator Loan

How would you like to own your home in 5 or 10 years? Envista offers the Refinance Accelerator Loan to help you become mortgage payment free in a short term/low closing cost home loan.

Construction/End Loans

Are you ready to build the home of your dreams? At Envista we offer construction loans with competitive rates and fees.

Land Loans

Several options are available to finance land, both urban and rural. Whether you plan to start building on the land right away or you are purchasing land for your dream home in the future, we will make your financing quick and easy.

Find out what our members have to say about the mortgage process at Envista!

“Great ability to illustrate and explain difficult and technical mortgage information. Flexibility to work with low or non-existent credit scores. Mortgage department was wonderful to work with!”

“Local. Won’t sell or trade mortgage.”

“Ease of business.”

“We like the personal service.”

“They offered to refinance when other banks took too long. Friendliness. Professionalism.”

“Convenient locations. The staff was patient and helpful with me.”

“Recommendation via friend. Prompt responses.”

“Does not sell mortgage. Competitive rates.”

Envista is the leading mortgage lender in the area and continues to build strong relationships within the mortgage community.

“As a broker, I know the importance of a good lender team. With local underwriting and processing, Envista Credit Union has provided my clients with fast and effective results in obtaining their mortgage loans. I truly love doing transactions with Envista.”

- Beckey Cavalieri, Broker/Co-Owner, Reece & Nichols Topeka Elite, LLC

“I am very pleased with the service I have received from the Envista Real Estate Lending team. They always get the job done on time, with no surprises along the way. Very competitive with their rates and fees too. I am always comfortable recommending Stefani and her team to my clients.

- Dan Lamott, Realtor, Prudential First