Checking Accounts

Want BETTER Checking? Better checking means better banking.

´╗┐Make the Switch Today!

Our checking accounts are your convenient, money-saving alternative to traditional high-fee checking accounts at other financial institutions. You get more checking benefits, plus flexibility and outstanding savings you want to conveniently manage your money. All four Envista checking accounts automatically come with these standard benefits:

  • FREE 24 hour account access:
    • Touch Tone Teller (785) 228-2081
    • e-Teller Online Banking - Sign Up Here!
  • FREE Visa Debit Card
  • FREE Purchase Alerts powered by Visa to help you reduce fraud and monitor your spending
  • FREE Mobile Banking App
  • FREE Mobile Deposit
  • FREE MoneyDesktop - Personal Financial Management Tool
  • FREE Online Bill Pay Available with Active Use
  • FREE Fraud Monitoring
  • FREE eStatements
  • FREE Check View on eTeller
  • FREE Notary Services
  • FREE Transactions at 5,000+ Locations
  • Nearly 30,000 Surcharge Free ATMs
  • Overdraft Privilege or Overdraft Protection is available to qualified account holders and fees may apply

Apply Online

VIP Checking

VIP Checking rewards members for utilizing multiple services or maintaining higher balances. This account combines the convenience of a traditional checking account with high dividends and VIP benefits when you have direct deposit and meet the requirements below:

A $5,000 minimum checking balance OR a combined minimum balance of $25,000 in deposits and/or consumer loans within the same account (excluding 1st mortgage, certificates, and IRAs)

VIP Benefits:

  • ATM Refunds (up to $25/month)
  • Tiered Interest Rates Comparable to Money Market Rates
  • Discount Rate on Consumer Loans of .25% APR
  • $100 Discount off 1st Mortgage Application Fee
  • FREE Unlimited Check Writing
  • FREE Money Orders
  • FREE Automatic Transfers from Savings
  • FREE Specialty Checks
  • FREE Gift Cards
  • 50% Discount on Safe Deposit Boxes
  • Includes All Standard Benefits

Apply Online

VIRTUAL Checking

This account is perfect for students, the tech-savvy, or the busy member who enjoys doing much of their business electronically. Virtual Checking is a free online and mobile account that works around your schedule and goes where you go.

  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • Includes All Standard Benefits

Give Back with Envista Giving Cards

  • Upon opening a Virtual Checking account, you get a $10 Envista Giving Card to donate to the school, church or non-profit organization of your choice
  • You get to choose where our community support goes
  • Redeem your Envista Giving Card online, by calling 866-627-3440 or by simply handing the card to your favorite charity

Receive ATM Refunds (up to $15/month) with these requirements:

  • FREE eStatements
  • FREE Online Banking
  • FREE Visa Debit Card (15 transactions/month)
  • Direct Deposit

Apply Online

VANTAGE Checking

VANTAGE Checking is a checking account that earns interest for members 55 and older and is full of money-saving benefits. Join now to take advantage of all the special services and extra values VANTAGE Checking has to offer!

  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • Interest Bearing Tiered Checking
  • FREE Unlimited Check Writing
  • FREE Money Orders
  • 50% Discount on Safe Deposit Boxes
  • 50% Discount on Check Orders
  • Earn an Additional .25% APY on Certificates with a Combined Minimum Balance of $25,000 in Deposits (excluding certificates and IRAs)
  • Includes All Standard Benefits

Apply Online

VALUE Checking

This account is designed for the member who desires a simple account with no complicated features. With VALUE Checking you get flexibility and outstanding savings to conveniently manage your money.

  • No Monthly Service Charge
  • No Minimum Balance Requirements
  • FREE Unlimited Check Writing
  • Includes All Standard Benefits

Apply Online