It’s your money — we’re just looking after it. Members 55 and older can enjoy dividends on every cent, special discounts, and more.

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Competitive, Tiered Dividends
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Check & Safe Deposit Box Discounts
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Free Debit Card
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Free Online & Mobile Banking
The Details
- Available exclusively to members 55 and older
- Earn competitive, tiered dividends
- 50% discount on safe deposit boxes
- 50% discount on check orders
- Earn an additional 0.25% APY* on certificates with a combined minimum balance of $25,000 in
- deposits (excluding certificates and IRAs)
- No monthly service charge
- No minimum balance requirement
- Overdraft Privilege or Protection available to qualified account holders (fees may apply)
- $100 minimum deposit to open
- $300 minimum balance to earn stated APY
The Extras
Manage and protect your account 24/7 — for free!
- Connect your debit card to your favorite mobile wallet
- Control your debit card with Card App
- Unlimited check writing
- Online banking & bill pay
- Mobile app & mobile deposit
- 24-hour account access through our Touch Tone Teller (785) 228-2081
- Fraud monitoring
- eStatements
- Notary services
- Access to 5,000+ shared branches & nearly 30,000 surcharge-free ATMs nationwide
- Overdraft Privilege
This is why you bank. Switch to free today.
*APY=Annual Percentage Yield