*Receive a $100 Visa® gift card valid with a new home equity loan. Minimum opening loan balance or cash advance of $5,000. Offer available until June 30, 2021. Not available on first mortgages. Existing Envista Credit Union loans do not qualify. Subject to credit approval.
You’ve put your heart and soul into your home, now let it return the favor. Put your home’s equity to work — no sweat.
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Competitive Rates
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Tax Advantages*
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Local Servicing & Decisions
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Experience You Can Trust
- A lump-sum loan with a fixed term and rate
- The existing equity in your home is used as collateral backing
- Finance all kinds of needs, including:
- Home improvement – Get the dream kitchen you’ve always wanted
- Consolidation – Pay off personal debt like loans or credit cards, and enjoy one monthly payment
- Vacation – Access the funds for your “bucket list” trip without emptying your savings
- Education – Cover the expense of college tuition at favorable rates
- Investment – Invest equity in the stock market or other real estate properties
- You – Buy that dream car, liven up landscaping, create memories in your new boat
- Same-day home equity loan qualification lets you find out if you qualify in a snap
- Interest paid may be tax deductible*
- Local decision-making and in-house processing
- Detailed, friendly service from experienced lenders
- A variable rate line of credit with continual access to funds
- Ideal for long-term, ongoing needs or projects
- Revolving credit – as principal is repaid, more becomes available for use
- Write checks to make purchases or transfer money right into your checking account as costs arise
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Same-day home equity loan qualification lets you find out if you qualify in a snap
- Interest paid may be tax deductible*
- Local decision-making and in-house processing
- Detailed, friendly service from experienced lenders
There's money in your home, what will you do with it?
You can figure out how much equity you have in your home by subtracting the amount you owe on all loans secured by your house from its appraised value. Example: Sara owes $100,000 on her mortgage, which is valued at $250,000. Her home equity is $150,000.
Home Value - Mortgage Balance = Equity
Calculate your home's equity. Here's how:
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- Find your home's value on your county appraiser's website.
- Subtract your mortgage balance from your most recent statement.
- The result is the amount of equity in your home. Lenders typically loan a percentage of this amount.
Now that you know, just how much equity is in your home... contact us for the money. We are here to help.
*Consult a tax advisor.