Your home’s been holding out on you! Tap into that hard-earned equity to fund almost anything.

Rates

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions

A fixed term second mortgage Home Equity Loan is different than a HELOC Loan in that you must take all the money you want when you open the loan. This loan is ideal for a large project or a one-time debt consolidation.

  • Lump Sum Payment
  • Fixed Interest Rate
  • Interest Tax Deductible*

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A second mortgage Home Equity Line of Credit (HELOC) is a variable rate line of credit with continual access to funds — much like a credit card. HELOC Loans are ideal for ongoing needs or projects with multiple expenses/invoices because of the flexible credit limit. It's as easy as writing a check or transferring money right into your checking account as costs arise.

  • Variable Interest Rate
  • Borrow as you Need
  • Interest Tax Deductible*

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There's money in your home, what will you do with it?

You can figure out how much equity you have in your home by subtracting the amount you owe on all loans secured by your house from its appraised value. Example: Sara owes $100,000 on her  mortgage, which is valued at $250,000. Her home equity is $150,000.

Home Value - Mortgage Balance = Equity

We are here to help. Let us do the work.

Contact Us to Calculate your Equity

*Consult a tax advisor.