Health Savings Account (HSA)

{openTab}

Enjoy greater personal control over healthcare management and expenses.

What is an HSA?

An HSA is a savings account that allows you to put money aside on a pre-tax basis for qualified medical expenses. It can only be used if you meet the qualifications below. These accounts earn dividends, and your money rolls over from year to year if you don’t spend it.

Who Qualifies for an HSA?

There are health benefit requirements to qualify for an HSA. We recommend consulting with a qualified tax adviser to find out if you qualify.

Why choose an Envista Health Savings Account?

Your HSA is more than just a place to save. It’s a smart way to plan for medical expenses, save on taxes, and keep control of your healthcare dollars. Plus, earn more while you save with higher dividends above standard savings rates. 

Control & Flexibility

• • No “use it or lose it” — unused funds roll over year after year.
  • Yours to keep — your HSA remains in your name, even if you change jobs or retire.
  • Access anytime — withdraw funds whenever you need them**.
  • Easy spending — use your free HSA debit card for medical, dental, vision, and other qualified expenses.
  • Contributions welcome from you, your employer or even a third party.

Tax Savings

• • Tax-deductible contributions — lower your taxable income.
  • Tax-free growth — your balance can earn dividends and investment earnings without being taxed.
  • Tax-free withdrawals — pay for qualified medical expenses without paying taxes on the money you use.

Low Cost, Low Hassle

• • No monthly service fee.
  • No minimum balance required.
  • Open with just $50.

2025 HSA Contribution Limits

These requirements can change each tax year.

• Self-only: $4,300
• Family: $8,550

With an HSA, use your pre-tax savings to pay for things like:

• Over-the-counter medications
• Band-aids & ointment
• Crutches
• Eyeglasses & contacts
• Prescription medications
• Dental exams
• Medical exams
• Eye exams
• Lab fees
• Lasik surgery
• Chiropractic appointments
• Counseling
• Nursing supplies

Full List of Eligible Expenses

Still Have Questions?

Take a look at our frequently asked questions.

HSA FAQs