There is no way to predict an injury, illness or unexpected life event but you can take steps to help provide for your family if the unforseen were to happen by protecting your loan with optional Credit Life and Credit Disability Insurance.

Credit Life and Credit Disability Insurance work in two different ways:

  • Credit Life Insurance may help reduce or pay off your eligible loan balance in the event of an unexpected life event up to coverage maximums.
  • Credit Disability Insurance is designed to help make loan payments if you're totally disabled due to a covered injury or illness, up to coverage maximums.

Credit Life and Disability Insurance could help give you the peace of mind knowing that your loan may be covered in the unexpected life event, illness or injury, that you pass away or you are disabled. Enrollment is simple and the cost of coverage could be part of your regular monthly payments. Ask your loan officer for complete details.

Call 785-228-0149, email a member service representative, or stop by a convenient location to enroll today. 

Protection when it matters… We are here to help!

In your time of need, our claims process is quick and easy. If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.

File a Claim


If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.