Saving doesn’t have to be hard. In fact, this free account makes it easy and automatic.

Rates

Key Features

  • Automatic Savings
  • High Dividend Earnings
  • No Monthly Maintenance Fee
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $50,000
  • 0.25% APY* on balances over $50,000 depending on balance in account
  • 0.10% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Must have a Kasasa checking account to open
  • $5 minimum deposit to open
  • Protect Your Identity with Kasasa Protect

Your rewards are waiting…

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Manage and protect your account 24/7 — for free!

*APY = Annual Percentage Yield

Kasasa Accounts

For all Kasasa accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements during the monthly qualification cycle. To meet the minimum qualification requirements, you must: 1) make 12 Debit card purchases that post and settle your account; 2) have at least one ACH direct debit or bill pay transaction; 3) be enrolled in and log in to online banking at least once, and 4) be enrolled in and receive e-statements. The monthly qualification cycle is defined as a period begins on the last business day of the current month and runs through to the 2nd to last business day of the next month in which dividends are paid. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account’s reward. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Kasasa Saver and Kasasa Cash Checking are tiered rate accounts. The balance ranges and corresponding dividend rates and annual percentage yields applicable to each tier are disclosed in the Rate Schedule. Each dividend rate will apply only to that portion of the account balance within each balance range if you meet the minimum qualification requirements. If you do not meet all of the minimum qualification requirements during the calendar month, the third dividend rate and annual percentage yields as listed in the rate schedule will apply to the entire balance in your account.

Kasasa Saver

The Kasasa Saver account is a tiered rate account and is available only to holders of a Kasasa Cash Checking or Kasasa Cash Back Checking account. If you meet the minimum qualification requirements for your Kasasa Cash Checking or Kasasa Cash Back Checking account during the monthly qualification cycle, the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply if your balance is $50,000.00 and below. The second dividend rate and annual percentage yield listed for this account will apply if your balance is greater than $50,000.00. Each dividend rate will apply only to that portion of the account balance within each balance range. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle for the Kasasa Cash Checking or Kasasa Cash Back account, the third dividend rate and annual percentage yield as listed in the Rate Schedule will apply to the entire balance in your Kasasa Saver account. For full account details please refer to Envista Federal Credit Union's Truth in Savings Disclosure.

For full account details please refer to Envista Federal Credit Union's Truth in Savings Disclosure.