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EnvistaBlack makes everyday purchases more rewarding. Shop happy with cash back, triple rewards, no annual fee and a low rate.

Switch to Empowered
  • Reward Points for Every Dollar Spent
  • Low Rates
  • No Annual Fees
  • Fraud Protection

Everything Your Way

Use your EnvistaBlack Credit Card for every purchase to earn maximum rewards and cash back! Earn bonus points for every net dollar you spend — there is no limit! The more you use your card, the more you reward yourself. Choose your rewards at ScoreCardRewards or 1-800-854-0790 — create an account and receive 500 bonus points just for logging in for the first time. 

  • Redeem your bonus points for cash back. Requests will be paid in the form of a payment to your card balance.
  • Choose from thousands of name brand merchandise Top brands like Apple®, Dyson®, and Sony® are available to you!
  • When it comes to travel, ScoreCard has something for every preference. Book airline tickets, cruises, hotel stays, car rentals and vacation packages with the click of a button!

Earn 3X Points

EnvistaBlack rewards you for everything. Earn points on every purchase. 2x points on gas and groceries year-round. 3x points on select purchases (categories rotate quarterly).

3x Points in Utilities

Utilities & Bill Payments
January - March

3x Points in Home

Home Improvement
April - June

3x Points in Travel

Travel & Restaurants
July - September

3x Points at Amazon

Amazon Purchases
October - December

With EnvistaBlack you get:

  • Low Rates, Lower Introductory Rate
  • No Annual Fee, Balance Transfer Fee, Cash Advance Fee or Transaction Fee
  • No Minimum Interest Charge
  • Nationwide ATM Access
  • Free Concierge Service at 1-877-860-1099
  • Fraud Monitoring and Zero Liability Protection
  • Card App allows you to control your card from your phone
  • Apple Pay & Google Pay
  • CardCentives (Identity theft reimbursement insurance, Identity theft victim assistance, Travel reservation service — full service travel assistance, Payment card registration service — one-stop notification if a card is lost/stolen, 90-day product protection — peace of mind against product loss, theft or damage)
  • Free One Million Dollar Travel Accident Insurance

EnvistaBlack for Business

EnvistaBlack gives you a competitive rate to help you make the most of your money. Plus, earn unlimited bonus points on everything you buy for your business with your EnvistaBlack Credit Card and redeem them for much-deserved travel, recreation, merchandise or cash back.


Activate your credit card by calling 1-800-456-6870.

The card for everything. Switch to empowered today.

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