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Purchasing a home is one of the most significant financial decisions you'll make in your lifetime. While the process can be thrilling, it's also filled with potential pitfalls that can delay or even derail your transaction. To ensure your home buying journey is smooth and successful, it's crucial to avoid these common mistakes. Here are the top 10 things to steer clear of when purchasing a home.

1. DON’T change jobs, become self employed or quit your job.
2. DON’T buy a car, truck or van.
3. DON’T use credit cards excessively or let your accounts fall behind.
4. DON’T spend money that has been set aside for closing costs.
5. DON’T omit debts or liabilities from your loan application.
6. DON’T buy furniture on credit.
7. DON’T apply for additional loans or credit cards.
8. DON’T make large deposits without checking with your lender.
9. DON’T change bank accounts.
10. DON’T co-sign a loan for someone else.

Navigating the home buying process can be complex, but by avoiding these common mistakes, you can significantly reduce the chances of encountering delays or complications. Remember, careful planning and sensible financial decisions are key to a successful home purchase. Stay informed, stay patient, and soon you'll be unlocking the door to your new home. Our team is here to help. 

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