Last updated: 3/11/21
As part of an emergency coronavirus relief package, the U.S. Federal Government began delivering Economic Impact Payments, also referred to as “stimulus checks” to eligible Americans. For information about these payments, see our FAQs below and visit the IRS website for further details. The next round of stimulus payments will be sent electronically. We know you may have questions. We are here to help you find answers.
What do I need to know about my Economic Impact Payment?
- The IRS will distribute payments using the information that the IRS has on file for each eligible individual or family.
- For most of the recipients, payments will be deposited directly into the same bank account that they have most recently used to receive a tax refund or monthly Social Security payment. Others will receive paper checks or prepaid debit cards in the mail, at the address that the IRS has on file for that individual.
- Direct deposits are posted for open accounts on the effective date set by the Treasury.
Am I eligible for the new round of stimulus, and when will my payment arrive?
Contact the IRS.
- The IRS Economic Impact Payment FAQs has detailed information on eligibility, requesting, calculating and receiving payments; including information on how to apply for the Recovery Rebate Credit.
- The IRS Get My Payment website can provide you information about the status of your payment, and payment type (direct deposit or mailed) for each round of payments.
How will I receive my payment?
According to the IRS, most of these payments will be sent via ACH (Direct Deposit) without any action on your part. If you filed your 2019 tax return and have an account linked to your tax refund, the IRS will calculate and automatically direct deposit your payment into the account you provided on your tax return. If you receive Social Security, Railroad Retirement or Social Security Disability Insurance benefits via direct deposit, your payment will automatically go to that associated account, even if you didn’t file a tax return.
- If no deposit account information is available to enable direct deposit, the Treasury will mail a check or prepaid debit card unless you choose to provide your account information to the IRS through their secure portal.
I was expecting my payment to already be in my account but I don’t see it. When will my payment be deposited?
We wish we could give you a definite date, however, you can be confident that once Envista receives a stimulus payment in your name it will be deposited as soon as possible. Visit the IRS Get My Payment website to track down your payment and:
- Check the status of a stimulus payment (so you’ll know approximately when it will reach your account or when a check will be mailed)
- Confirm whether you want to receive it by direct deposit or check if it has not yet been sent
PRO TIP: To keep tabs on your stimulus payment, set up an eAlert in online banking to receive an email or text when your direct deposit arrives. Just log in, select Additional Services, then Alerts & Notifications.
I want to update/change my direct deposit information. How do I go about making the change?
If you want to change or update your direct deposit information with the IRS, you can provide your Envista account information online through the secure portal on the IRS website. This will allow you to receive your payment sooner instead of waiting for a check in the mail.
I don’t want to wait for a paper check and would prefer to have my payment sent through direct deposit. What information do I need?
To have your check deposited into your Envista account, use our routing number, 301179902, and your Envista account number. Your account number can be found in online or mobile banking by clicking the “Details” link under the account you want the funds deposited.
What if I don’t want to provide the IRS my direct deposit information?
That’s okay, it’s not required. This means you will be issued a paper check mailed to the address the IRS has on file. You can deposit the check into your account at any of our drive-thrus, or quickly and easily using your Envista App mobile deposit.
The IRS site states my payment was supposed to have already been sent, but it isn’t in my account. Can you please help me find my payment?
We understand this is very frustrating. If you have checked on the Get My Payment site and are getting the response the payment was remitted, you will need to wait to get a letter from the Treasury and report non-receipt.
In some cases, the payment could be offset if you owe funds to federal agencies and states. Envista does not have access to know if your funds were offset. Learn more about the Treasury Offset Program.
Stimulus Check Scams
Please remember, the IRS will never call, text, mail, message you on social media, or email you to verify your bank account information so you can get your refund faster. Do not open any suspicious texts or emails, or click any attachments or links, and do not provide any of your direct deposit or banking information if asked. Envista Credit Union will also not call you to ask to confirm any information on your account.